Time-sensitive VA benefits to consider when separating or retiring

• Pre-discharge disability claim 

  If you have an illness or injury that you believe was caused—or made worse—by your service, learn how to file a disability claim through the Benefits Delivery at Discharge program. This may help speed up your claim so you can get your benefits sooner. You'll need to file 180 to 90 days before separation. 
  Open to active-duty service members, Guard members, and Reservists

• Converting your life insurance after separation 

  Find out how to convert your SGLI coverage to a Veterans' Group Life Insurance (VGLI) or commercial policy. Learn about other options for coverage if you have service-connected disabilities. In some cases, you must act within 120 days of separation to ensure no lapse in coverage. 
  Open to service members and Veterans (active duty, Guard, and Reserve)

• Educational and career counseling 

  Get support transitioning to a civilian career with free educational and career counseling (also called Chapter 36). You'll need to apply between 6 months before and 1 year after separation. 
  Open to active-duty service members and Veterans only

• Active-duty service members and VA health care 

  Learn about your health care options after separation or retirement and how to apply for VA health care when you receive your separation or retirement orders. If you're a combat Veteran, apply right away to take advantage of 5 years of enhanced eligibility. 
  Open to active-duty service members and Veterans only

• Veteran Readiness and Employment (VR&E) 

  If you have a service-connected disability that limits your ability to work or prevents you from working, find out how to apply for VR&E services. You can apply up to 12 years from when you receive your notice of separation or your first VA disability rating. 
  Open to service members and Veterans (active duty, Guard, and Reserve)